Tips For Financing Major Dental Work

Tips For Financing Major Dental Work

When you need to have serious dental work performed, the cost can seen to come out of nowhere. And, most serious dental work is not something that is included in the household budget for most people. Some of the costliest dental procedures are:

Dental implants

Periodontal Surgery


Root Canals


As an example, a full arch of dental implants can cost upwards of $10,000. Not everyone has that kind of money just sitting in a bag under the stairs, so here are a few tips to remember when financing major dental work.

Tip #1: Make sure that the dentist or surgeon is the most cost-effective option possible. Have you shopped around? Are you confident that the dental health professional you’re dealing with will be providing you with the best services at the most reasonable price? With such a large expenditure, it is critical to conduct due diligence beforehand.

Tip #2: Evaluate in-house versus independent financing. In-house financing is typically offered by a bank or lender that has partnered with the dentist or surgeon. They are almost never the only financing option however, so be sure to look into other independent lenders who specialize in financing medical costs.

Tip #3: Remember that this is an investment in your health. It might seem tempting to simply put off the needed dental work. It may seem like too big of a burden to bear, but keep in mind that the state of your oral health is closely tied to the state of your overall health. This means that making sound investments in costly dental work will pay long-running dividends in the form of better quality of life.

Exercising good judgement and a little common sense when financing dental work will go a long way in making sure you make the best decision for your needs. As always, be sure to do your research on any specific procedure or practitioner before agreeing to any expense.


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DentalCareGenie Serving Everyone since 2016 combines powerful search tools, expert tips and reliable consumer information to help those looking for the best dentists that accept dental insurance and provide dental services and oral care education. Use our search feature to find family and pediatric dentists for dental procedures like tooth extraction, cosmetic dentistry, implants, veneers, braces or teeth whitening.