Humana Dental Insurance
Dental care is important to your overall health, so finding the right dental insurance matters.
Humana Dental Loyalty Plus
If you love your dentist, you don’t have to leave. With this plan you can keep your current dentist—or choose any dentist you prefer. There are no restrictions.
Not only do you get to see any dentist you want, your dental benefits actually increase over time. Each year you stay with the plan, the percentages the plan pays for services increases—up to three years. Your annual maximum benefit limit also increases over those three years, so you can get more dental work done if you need it. This PPO plan rewards you for your loyalty.
There is a one-time deductible ($150 per person or $450 per family). Meet the deductible once, and never pay another one for as long as you stay with this plan. The longer you stay, the more you save.
Humana Dental Preventive Plus
Prevention is key to good dental care. Those twice-yearly checkups keep your mouth healthy and can help your dentist identify problems before they cause pain or complications. So having immediate access to preventive dental services is important.
With this plan, you simply select a dentist from our PPO network of more than 225,000 dental offices, and you can schedule exams or cleanings right away. No waiting period, no copays. And with so many practices to choose from, you’re sure to find a dentist that’s right for you.
There is a low annual deductible ($50 per person or $150 per family) with this plan.
Need extensive dental work? Good news—there is no maximum benefit limit with this plan.
Humana Dental Savings Plus
This plan is an alternative to regular dental insurance.
With a dental savings plan, there are no deductibles to meet and no copays for office visits. As a member of the plan, you are entitled to discounts for preventive, basic, and major dental services.
There is no waiting period, so you can select a dentist from the 225,000 dental practices in the network and make an appointment immediately. If you happen to need a lot of dental work, this plan may be the right choice for you. There is no limit on the benefits you can use each year.
You can also take advantage of discounts for other medical services such as alternative medicine, vision care, and prescription drugs.
Humana Dental Value
When it comes to dental care, no one likes surprises. They often mean spending more money and more time at the dentist’s office.
Preventive dental care helps you avoid surprises. With this HMO plan, preventive services are covered at 100% with no deductible, after a copay of just $10-15 per office visit. You simply select a primary dentist from our network of more than 225,000 dental practices.
There is also a set fee schedule, so you’ll know up front exactly how much each service will cost. Plus, there’s no maximum benefit limit with this plan.