Dental Insurance Plans -Dental insurance to fill out your health coverage
Dental insurance is designed to offer you coverage for common dental care issues and to help you budget for dental services at all levels, preventive, basic and major.
UnitedHealthcare has dental insurance plans, underwritten by Golden Rule Insurance Company, that are just right for helping you fill out your health care coverage.
Flexible and convenient
From our plans, you can choose the best dental insurance for your needs featuring:
Preventive care like routine cleanings and fluoride treatments covered with NO deductible or waiting period Coverage for basic services like fillings or emergency treatment for dental pain and major services like retainers and root canals, which are subject to the plan’s deductible and waiting periods
Access to an extensive dental network of more than 182,000 dentists1
No need to submit claim forms. We pay in-network dentists directly
And with no age restrictions, our plans offer coverage for every member of your family and every stage of life. That includes if you are on Medicare, which doesn’t include dental insurance benefits.
Worried about affordable dental insurance
The cost of not taking care of your oral health could be more. Those without individual dental insurance coverage are less likely to get routine dental care, meaning they seek out a dentist only when they have a problem. By then, more extensive and more expensive measures may be necessary, and major problems linked to poor oral health (like heart disease and diabetes) are more likely to appear.2 Doing nothing now means you might pay more later.
We have multiple plans with different levels of benefits to help you find the best dental insurance fit for your budget.3 So if you’ve ever bought a gym membership or a treadmill to help remind you to take care of yourself, supplemental dental insurance from UnitedHealthcare can be that reminder to take care of your teeth. Even better, it can help you plan, control and budget for the costs of your dental care.
That's worth smiling about.